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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.9+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $84,240 |
ANCORA ADVISORS6 years Filed as: ANCORA FAMILY WEALTH ADVISORS Service code 26 · EIN 41-2071875 | Advisory (Participants) | $63,170 |
Filed as: CBIZ INVESTMENT ADVISORY SERVI Service code 28 · EIN 81-3968784 | Investment Management | $35,421 |
Filed as: MAI CAPITAL MANAGEMENT LLC Service code 26 · EIN 61-1495162 | Advisory (Participants) | $5,887 |
CHARLES SCHWAB & CO., INC.9+ years Service code 33 · EIN 94-1737782 | Float revenue; Securities brokerage c... | $404 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO. INC AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,646 | $95,438+198.3% | $135,982+109.3% | $74,473+282.2% |
| Participation rate | 98.3% | 78.2%+20.1pp | 81.9%+16.4pp | 70.7%+27.6pp |
| Annual return | 22.30% | 32.61%-10.3pp | 68.32%-46.0pp | 34.36%-12.1pp |
| Employer contribution / active EE | $13,210 | $3,878+240.6% | $4,859+171.9% | $2,638+400.7% |
| Participant deferral / active EE | $13,372 | $7,790+71.6% | $7,760+72.3% | $4,530+195.2% |
| Admin fee / account holder | $454 | $259+75.2% | $10,767-95.8% | $347+30.7% |