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| Provider | Service type | Compensation |
|---|---|---|
ANCORA ADVISORS2+ years Filed as: ANCORA INVERNESS LLC Service code 26 · EIN 41-2071875 | Advisory (Participants) | $31,714 |
Filed as: MELLON PRIVATE TRUST CO NA Service code 26 · EIN 04-3361965 | Advisory (Participants) | $19,348 |
CHARLES SCHWAB & CO., INC.2+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $11,783 |
CHARLES SCHWAB & CO., INC.2+ years Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $1,804 |
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,829 | $80,177+120.5% | $123,894+42.7% | $57,658+206.7% |
| Participation rate | 72.0% | 74.4%-2.5pp | 81.4%-9.5pp | 70.2%+1.7pp |
| Annual return | -7.05% | 17.90%-25.0pp | 47.52%-54.6pp | 5.13%-12.2pp |
| Employer contribution / active EE | $7,093 | $2,913+143.5% | $4,617+53.6% | $1,974+259.4% |
| Participant deferral / active EE | $6,259 | $5,130+22.0% | $5,984+4.6% | $3,061+104.5% |
| Admin fee / account holder | $165 | $106+55.6% | $8,357-98.0% | $95+74.9% |