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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,785 | $183,516+26.8% | $155,534+49.7% | $145,884+59.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.59% | 61.43%-46.8pp | 64.92%-50.3pp | 551.85%-537.3pp |
| Employer contribution / active EE | $8,969 | $5,315+68.8% | $4,675+91.9% | $4,662+92.4% |
| Participant deferral / active EE | $8,000 | $6,467+23.7% | $5,630+42.1% | $6,690+19.6% |
| Admin fee / account holder | $11,311 | $19,293-41.4% | $15,900-28.9% | $13,392-15.5% |