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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,795 | $175,259+15.1% | $149,723+34.8% | $139,487+44.7% |
| Participation rate | 95.8% | 83.4%+12.4pp | 78.8%+17.1pp | 80.3%+15.5pp |
| Annual return | 15.05% | 166.82%-151.8pp | 134.50%-119.4pp | 373.84%-358.8pp |
| Employer contribution / active EE | $9,110 | $5,478+66.3% | $4,821+89.0% | $4,755+91.6% |
| Participant deferral / active EE | $7,068 | $6,522+8.4% | $5,682+24.4% | $6,713+5.3% |
| Admin fee / account holder | $790 | $16,158-95.1% | $13,215-94.0% | $11,407-93.1% |