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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,034 | $217,392-10.7% | $185,818+4.4% | $167,497+15.8% |
| Participation rate | 95.5% | 86.0%+9.4pp | 81.7%+13.8pp | 82.1%+13.3pp |
| Annual return | 17.01% | 148.37%-131.4pp | 122.06%-105.1pp | 478.62%-461.6pp |
| Employer contribution / active EE | $5,876 | $5,8730% | $5,168+13.7% | $4,838+21.4% |
| Participant deferral / active EE | $6,136 | $6,357-3.5% | $5,568+10.2% | $6,341-3.2% |
| Admin fee / account holder | $906 | $19,813-95.4% | $16,239-94.4% | $12,310-92.6% |