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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,034 | $217,432-10.8% | $185,851+4.4% | $167,553+15.8% |
| Participation rate | 95.5% | 86.1%+9.4pp | 81.7%+13.7pp | 82.1%+13.3pp |
| Annual return | 17.01% | 148.43%-131.4pp | 122.11%-105.1pp | 478.89%-461.9pp |
| Employer contribution / active EE | $5,876 | $5,8740% | $5,168+13.7% | $4,840+21.4% |
| Participant deferral / active EE | $6,136 | $6,357-3.5% | $5,569+10.2% | $6,343-3.3% |
| Admin fee / account holder | $906 | $19,820-95.4% | $16,245-94.4% | $12,316-92.6% |