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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,192 | $209,422-12.0% | $178,503+3.2% | $158,982+15.9% |
| Participation rate | 81.0% | 86.4%-5.4pp | 81.9%-1.0pp | 82.0%-1.0pp |
| Annual return | 12.78% | 188.81%-176.0pp | 151.12%-138.3pp | 302.99%-290.2pp |
| Employer contribution / active EE | $8,045 | $5,707+41.0% | $5,011+60.5% | $4,763+68.9% |
| Participant deferral / active EE | $4,818 | $5,955-19.1% | $5,202-7.4% | $5,983-19.5% |
| Admin fee / account holder | $6,752 | $17,079-60.5% | $13,987-51.7% | $11,252-40.0% |