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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,804 | $167,323+1.5% | $143,770+18.1% | $134,493+26.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -15.26% | 0.47%-15.7pp | -0.04%-15.2pp | 418.01%-433.3pp |
| Employer contribution / active EE | $7,364 | $5,619+31.0% | $4,951+48.7% | $4,740+55.4% |
| Participant deferral / active EE | $7,201 | $6,446+11.7% | $5,638+27.7% | $6,400+12.5% |
| Admin fee / account holder | $769 | $18,088-95.8% | $14,673-94.8% | $11,425-93.3% |