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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,783 | $73,978+425.5% | $96,515+302.8% | $75,173+417.2% |
| Participation rate | 97.4% | 66.4%+30.9pp | 74.3%+23.0pp | 67.2%+30.2pp |
| Annual return | 18.13% | 26.72%-8.6pp | 35.73%-17.6pp | 160.72%-142.6pp |
| Employer contribution / active EE | $7,684 | $2,931+162.2% | $3,740+105.5% | $2,671+187.7% |
| Participant deferral / active EE | $793 | $3,660-78.3% | $4,880-83.8% | $4,126-80.8% |
| Admin fee / account holder | $73,847 | $5,219+1315.1% | $6,735+996.4% | $5,651+1206.9% |