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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,834 | $57,352+339.1% | $83,831+200.4% | $64,173+292.4% |
| Participation rate | 92.5% | 68.6%+23.8pp | 76.1%+16.3pp | 69.6%+22.9pp |
| Annual return | -3.55% | 11.38%-14.9pp | 850.99%-854.5pp | 7.63%-11.2pp |
| Employer contribution / active EE | $17,103 | $2,546+571.9% | $3,631+371.0% | $2,381+618.4% |
| Participant deferral / active EE | $2,010 | $2,993-32.8% | $4,082-50.8% | $3,470-42.1% |
| Admin fee / account holder | $36,520 | $4,046+802.6% | $5,479+566.6% | $4,887+647.2% |