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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,855 | $56,894+349.7% | $84,753+201.9% | $62,881+306.9% |
| Participation rate | 89.4% | 68.5%+20.8pp | 76.6%+12.8pp | 69.3%+20.1pp |
| Annual return | 7.54% | 6.30%+1.2pp | 22.78%-15.2pp | 20.14%-12.6pp |
| Employer contribution / active EE | $27,416 | $2,400+1042.5% | $3,574+667.0% | $2,281+1102.0% |
| Participant deferral / active EE | $3,002 | $2,709+10.8% | $3,712-19.1% | $3,203-6.3% |
| Admin fee / account holder | $5,922 | $3,581+65.4% | $5,333+11.1% | $4,296+37.9% |