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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383,794 | $72,273+431.0% | $101,275+279.0% | $79,856+380.6% |
| Participation rate | 91.8% | 68.5%+23.4pp | 75.8%+16.0pp | 69.6%+22.2pp |
| Annual return | 17.91% | 22.30%-4.4pp | 46.48%-28.6pp | 31.71%-13.8pp |
| Employer contribution / active EE | $19,467 | $2,691+623.3% | $3,660+431.9% | $2,471+687.7% |
| Participant deferral / active EE | $2,012 | $3,282-38.7% | $4,371-54.0% | $3,741-46.2% |
| Admin fee / account holder | $17,819 | $4,401+304.8% | $5,948+199.6% | $5,306+235.8% |