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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $449,409 | $78,670+471.3% | $109,173+311.6% | $85,847+423.5% |
| Participation rate | 95.1% | 68.3%+26.8pp | 75.9%+19.2pp | 69.3%+25.8pp |
| Annual return | 13.67% | 25.09%-11.4pp | 25.75%-12.1pp | 318.61%-304.9pp |
| Employer contribution / active EE | $20,133 | $2,734+636.4% | $3,723+440.8% | $2,565+684.8% |
| Participant deferral / active EE | $2,146 | $3,467-38.1% | $4,654-53.9% | $3,952-45.7% |
| Admin fee / account holder | $11,899 | $5,469+117.6% | $6,755+76.2% | $6,261+90.1% |