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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $723,395 | $65,367+1006.7% | $92,915+678.6% | $72,976+891.3% |
| Participation rate | 30.8% | 68.3%-37.5pp | 76.0%-45.2pp | 69.5%-38.7pp |
| Annual return | 22.85% | 42.11%-19.3pp | 109.45%-86.6pp | 81.02%-58.2pp |
| Employer contribution / active EE | $18,240 | $2,594+603.2% | $3,653+399.3% | $2,440+647.5% |
| Participant deferral / active EE | $1,938 | $3,128-38.0% | $4,238-54.3% | $3,608-46.3% |
| Admin fee / account holder | $45,047 | $4,251+959.6% | $5,796+677.3% | $5,124+779.1% |