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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $476,477 | $63,845+646.3% | $81,370+485.6% | $80,959+488.5% |
| Participation rate | 77.4% | 63.9%+13.5pp | 69.5%+7.9pp | 67.7%+9.8pp |
| Annual return | 12.61% | 16.37%-3.8pp | 24.85%-12.2pp | 35.67%-23.1pp |
| Employer contribution / active EE | $2,127 | $1,980+7.4% | $2,464-13.7% | $2,757-22.9% |
| Participant deferral / active EE | $7,345 | $3,093+137.5% | $3,885+89.0% | $4,300+70.8% |
| Admin fee / account holder | $1,154 | $5,688-79.7% | $5,749-79.9% | $6,925-83.3% |