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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,055 | $31,424-52.1% | $81,473-81.5% | $69,631-78.4% |
| Participation rate | 39.2% | 50.8%-11.7pp | 68.0%-28.8pp | 70.7%-31.5pp |
| Annual return | 14.93% | 22.44%-7.5pp | 38.78%-23.9pp | 27571.02%-27556.1pp |
| Employer contribution / active EE | $1,127 | $1,029+9.5% | $2,568-56.1% | $2,032-44.5% |
| Participant deferral / active EE | $289 | $1,838-84.3% | $3,537-91.8% | $3,224-91.0% |
| Admin fee / account holder | $0 | $103-100.0% | $4,561-100.0% | $110-100.0% |