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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,640 | $44,898-2.8% | $85,187-48.8% | $199,960-78.2% |
| Participation rate | 8.7% | 45.7%-37.0pp | 67.5%-58.8pp | 72.0%-63.3pp |
| Annual return | 12.39% | 20.98%-8.6pp | 66.67%-54.3pp | 34.28%-21.9pp |
| Employer contribution / active EE | $279 | $1,367-79.6% | $2,732-89.8% | $3,036-90.8% |
| Participant deferral / active EE | $169 | $2,670-93.7% | $4,525-96.3% | $5,087-96.7% |
| Admin fee / account holder | $0 | $585-100.0% | $6,162-100.0% | $269-100.0% |