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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,877 | $37,418-14.8% | $77,100-58.7% | $77,906-59.1% |
| Participation rate | 10.3% | 46.9%-36.6pp | 67.9%-57.6pp | 73.7%-63.4pp |
| Annual return | -17.46% | -7.13%-10.3pp | 42.35%-59.8pp | 12.16%-29.6pp |
| Employer contribution / active EE | $170 | $1,200-85.9% | $2,815-94.0% | $2,846-94.0% |
| Participant deferral / active EE | $163 | $2,572-93.6% | $4,430-96.3% | $4,805-96.6% |
| Admin fee / account holder | $0 | $126-100.0% | $5,443-100.0% | $133-100.0% |