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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,990 | $40,278+1.8% | $80,648-49.2% | $80,169-48.9% |
| Participation rate | 8.8% | 47.5%-38.7pp | 67.0%-58.2pp | 72.9%-64.1pp |
| Annual return | 18.02% | 50.86%-32.8pp | 937.21%-919.2pp | 40.39%-22.4pp |
| Employer contribution / active EE | $177 | $1,332-86.8% | $2,724-93.5% | $2,978-94.1% |
| Participant deferral / active EE | $172 | $2,696-93.6% | $4,443-96.1% | $5,016-96.6% |
| Admin fee / account holder | $0 | $210-100.0% | $5,382-100.0% | $145-100.0% |