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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,147 | $34,242-47.0% | $76,518-76.3% | $75,289-75.9% |
| Participation rate | 22.2% | 43.9%-21.7pp | 68.0%-45.8pp | 72.4%-50.2pp |
| Annual return | -7.63% | -0.98%-6.7pp | -0.27%-7.4pp | -0.04%-7.6pp |
| Employer contribution / active EE | $651 | $975-33.2% | $2,647-75.4% | $2,405-72.9% |
| Participant deferral / active EE | $271 | $1,872-85.5% | $3,836-92.9% | $3,739-92.8% |
| Admin fee / account holder | $0 | $112-100.0% | $4,849-100.0% | $102-100.0% |