Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,094 | $149,446+7.1% | $256,809-37.7% | $94,015+70.3% |
| Participation rate | 97.0% | 85.3%+11.7pp | 88.5%+8.4pp | 70.8%+26.1pp |
| Annual return | 7.17% | 17.55%-10.4pp | 32.73%-25.6pp | 17.84%-10.7pp |
| Employer contribution / active EE | $8,385 | $4,596+82.4% | $7,263+15.4% | $2,790+200.5% |
| Participant deferral / active EE | $6,408 | $6,491-1.3% | $9,520-32.7% | $4,249+50.8% |
| Admin fee / account holder | $33,741 | $24,035+40.4% | $25,146+34.2% | $8,951+276.9% |