Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,696 | $125,814+33.3% | $170,055-1.4% | $75,184+123.0% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | -0.66% | 27.20%-27.9pp | 53.43%-54.1pp | 160.78%-161.4pp |
| Employer contribution / active EE | $7,798 | $4,617+68.9% | $6,790+14.8% | $2,671+191.9% |
| Participant deferral / active EE | $6,753 | $6,839-1.3% | $10,410-35.1% | $4,127+63.6% |
| Admin fee / account holder | $2,336 | $8,177-71.4% | $12,828-81.8% | $5,652-58.7% |