Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,262 | $184,000-32.5% | $162,185-23.4% | $152,914-18.7% |
| Participation rate | 95.0% | 88.5%+6.5pp | 87.6%+7.4pp | 82.5%+12.5pp |
| Annual return | 6.00% | 150.80%-144.8pp | 115.61%-109.6pp | 345.48%-339.5pp |
| Employer contribution / active EE | $7,103 | $6,370+11.5% | $5,613+26.5% | $4,764+49.1% |
| Participant deferral / active EE | $6,152 | $8,033-23.4% | $7,297-15.7% | $5,852+5.1% |
| Admin fee / account holder | $1,800 | $13,124-86.3% | $10,844-83.4% | $11,601-84.5% |