Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,354 | $197,627-41.1% | $177,839-34.6% | $158,988-26.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | -2.57% | 58.77%-61.3pp | 48.33%-50.9pp | 303.00%-305.6pp |
| Employer contribution / active EE | $7,286 | $6,699+8.8% | $5,919+23.1% | $4,763+53.0% |
| Participant deferral / active EE | $6,131 | $8,405-27.1% | $7,714-20.5% | $5,983+2.5% |
| Admin fee / account holder | $7,610 | $15,408-50.6% | $12,432-38.8% | $11,252-32.4% |