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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE CO Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $1,511,202 |
FIDUCIENT ADVISORS LLC1 year Filed as: FIDUCIENT ADVISORS, LLC Service code 27 · EIN 36-4001764 | Advisory (Plan) | $57,804 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $49,245 |
Filed as: CBIZ CPAS P.C. Service code 10 · EIN 43-1947695 | Accounting | $45,675 |
Service code 99 3071 PEARL ROAD · MEDINA, OH 44256 | Other Fees | $2,200 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,771 | $106,994-21.7% | $135,998-38.4% | $96,393-13.1% |
| Participation rate | 48.2% | 72.5%-24.3pp | 81.9%-33.7pp | 71.3%-23.0pp |
| Annual return | 18.71% | 26.64%-7.9pp | 68.37%-49.7pp | 22.88%-4.2pp |
| Employer contribution / active EE | $4,281 | $3,391+26.3% | $4,860-11.9% | $3,239+32.2% |
| Participant deferral / active EE | $8,871 | $7,968+11.3% | $7,761+14.3% | $5,455+62.6% |
| Admin fee / account holder | $61 | $79-22.3% | $10,769-99.4% | $74-16.9% |