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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE CO Service code 62 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping fees; Float revenue | $3,560,769 |
FIDUCIENT ADVISORS LLC1 year Service code 27 · EIN 36-4001764 | Advisory (Plan) | $56,120 |
Filed as: MAYER HOFFMAN MCCANNN P.C. Service code 10 · EIN 43-1947695 | Accounting | $38,588 |
Filed as: GREAT WEST LIFE & ANNUITY INS CO. Service code 71 | Brokerage Fees | $8,544 |
TRINET1 year Filed as: TRINET HR IV, INC. Service code 14 · EIN 48-1304650 | Plan Administrator | $712 |
Filed as: EMPOWER ADVISORY GROUP Service code 28 · EIN 48-1304650 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $99 |
Filed as: GREAT WEST LIFE & ANNUITY Service code 71 · EIN 84-0467907 | Brokerage Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,665 | $90,672-12.1% | $125,401-36.5% | $89,433-10.9% |
| Participation rate | 67.1% | 72.3%-5.2pp | 82.4%-15.3pp | 71.3%-4.2pp |
| Annual return | -22.28% | -6.42%-15.9pp | 572.53%-594.8pp | -11.88%-10.4pp |
| Employer contribution / active EE | $3,442 | $3,032+13.5% | $4,816-28.5% | $3,021+13.9% |
| Participant deferral / active EE | $7,607 | $7,210+5.5% | $7,448+2.1% | $5,125+48.4% |
| Admin fee / account holder | $147 | $69+113.3% | $10,008-98.5% | $79+85.4% |