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| Provider | Service type | Compensation |
|---|---|---|
Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $2,169,756 |
TRINET1 year Filed as: TRINET HR CORPORATION Service code 14 · EIN 48-1304650 | Plan Administrator | $292,592 |
Filed as: MASSMUTUAL RETIREMENT SERVICES Service code 38 · EIN 04-1590850 | Participant Communication | $41,528 |
Service code 10 · EIN 43-1947695 | Accounting | $30,248 |
Filed as: DIMEO SCHNEIDER & ASSOCIATES Service code 27 · EIN 36-4001764 | Advisory (Plan) | $20,625 |
Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $2,991 |
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 50 | Direct Payment | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,112 | $3,611,051-98.1% | $123,894-44.2% | $329,111-79.0% |
| Participation rate | 57.5% | 60.7%-3.2pp | 81.4%-23.9pp | 67.9%-10.3pp |
| Annual return | 12.95% | 14.13%-1.2pp | 47.52%-34.6pp | 16.35%-3.4pp |
| Employer contribution / active EE | $3,172 | $1,947+62.9% | $4,617-31.3% | $2,303+37.7% |
| Participant deferral / active EE | $6,220 | $4,426+40.5% | $5,984+3.9% | $3,682+68.9% |
| Admin fee / account holder | $221 | $9,731-97.7% | $8,357-97.4% | $754-70.7% |