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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS3+ years Filed as: NEWPORT CAPITAL GROUP LLC Service code 28 · EIN 86-1109193 | Investment Management | $84,700 |
Filed as: ANCHIN BLOCK & ANCHIN LLP Service code 10 · EIN 13-0436940 | Accounting | $32,500 |
Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $3,509 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB & CO. INC. Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Float rev... | $1,499 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB & CO INC AND AFFLIAT Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,122 | $80,753+384.3% | $136,298+187.0% | $62,293+527.9% |
| Participation rate | 96.2% | 73.5%+22.6pp | 81.9%+14.3pp | 69.5%+26.7pp |
| Annual return | 15.93% | 35.83%-19.9pp | 5156.27%-5140.3pp | 28.90%-13.0pp |
| Employer contribution / active EE | $12,534 | $2,884+334.7% | $4,696+166.9% | $2,042+513.7% |
| Participant deferral / active EE | $11,778 | $5,164+128.1% | $6,247+88.5% | $3,169+271.6% |
| Admin fee / account holder | $652 | $525+24.2% | $9,244-92.9% | $479+36.1% |