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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.8 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $54,975 |
AMERICAN FUNDS2 years Filed as: NEWPORT CAPITAL GROUP, LLC Service code 28 · EIN 37-6572947 | Investment Management | $25,960 |
CHARLES SCHWAB & CO., INC.6 years Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Direct pa... | $625 |
Filed as: CHARLES SCHWAB & CO.,INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $549,102 | $101,653+440.2% | $147,080+273.3% | $74,459+637.5% |
| Participation rate | 94.6% | 75.6%+19.1pp | 82.2%+12.4pp | 67.2%+27.4pp |
| Annual return | 18.76% | 8754.98%-8736.2pp | 420.17%-401.4pp | 1369.70%-1350.9pp |
| Employer contribution / active EE | $13,065 | $3,813+242.6% | $4,933+164.8% | $2,626+397.6% |
| Participant deferral / active EE | $14,458 | $7,304+97.9% | $8,066+79.2% | $4,350+232.4% |
| Admin fee / account holder | $350 | $1,752-80.0% | $12,989-97.3% | $1,945-82.0% |