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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS4+ years Filed as: NEWPORT CAPITAL GROUP LLC Service code 28 · EIN 86-1109193 | Investment Management | $183,771 |
ANCHIN, BLOCK & ANCHIN LLP2 years Filed as: ANCHIN BLOCK & ANCHIN LLP Service code 10 · EIN 13-0436940 | Accounting | $20,000 |
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $2,858 |
CHARLES SCHWAB & CO., INC.4+ years Filed as: CHARLES SCHWAB & CO. INC. Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Securitie... | $1,324 |
CHARLES SCHWAB & CO., INC.4+ years Filed as: CHARLES SCHWAB & CO INC AND AFFLIAT Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.4+ years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,589 | $73,102+383.7% | $123,553+186.2% | $56,289+528.2% |
| Participation rate | 98.7% | 74.3%+24.4pp | 82.3%+16.4pp | 69.9%+28.9pp |
| Annual return | -6.01% | 3.01%-9.0pp | 119.21%-125.2pp | -9.96%+3.9pp |
| Employer contribution / active EE | $13,255 | $2,977+345.2% | $4,628+186.4% | $2,111+527.9% |
| Participant deferral / active EE | $12,458 | $5,423+129.7% | $6,426+93.9% | $3,350+271.9% |
| Admin fee / account holder | $1,082 | $554+95.4% | $9,284-88.3% | $521+107.7% |