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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.7 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $48,063 |
Filed as: ANCHIN BLOCK ANCHIN LLP Service code 10 · EIN 13-0436940 | Accounting | $32,800 |
Filed as: DM DIPIERO FAMILY TRUST FBO DM Service code 28 · EIN 37-6572947 | Investment Management | $25,960 |
AMERICAN FUNDS1 year Filed as: NEWPORT CAPITAL GROUP, LLC Service code 28 · EIN 86-1109193 | Investment Management | $25,960 |
CHARLES SCHWAB & CO., INC.5 years Service code 33 · EIN 94-1737782 | Float revenue; Securities brokerage; ... | $731 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $498,501 | $91,474+445.0% | $135,982+266.6% | $71,529+596.9% |
| Participation rate | 89.2% | 75.7%+13.5pp | 81.9%+7.3pp | 67.9%+21.3pp |
| Annual return | 19.90% | 29.89%-10.0pp | 68.32%-48.4pp | 28.97%-9.1pp |
| Employer contribution / active EE | $13,890 | $3,705+274.8% | $4,859+185.9% | $2,590+436.3% |
| Participant deferral / active EE | $14,616 | $7,095+106.0% | $7,760+88.3% | $4,291+240.6% |
| Admin fee / account holder | $588 | $1,267-53.6% | $10,767-94.5% | $1,588-63.0% |