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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,470 | $64,359+348.2% | $90,161+220.0% | $70,126+311.4% |
| Participation rate | 100.0% | 70.4%+29.6pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 13.50% | 28.13%-14.6pp | 34.89%-21.4pp | 73.15%-59.7pp |
| Employer contribution / active EE | $8,825 | $2,046+331.4% | $3,318+166.0% | $2,343+276.7% |
| Participant deferral / active EE | $7,351 | $4,389+67.5% | $5,287+39.0% | $3,332+120.6% |
| Admin fee / account holder | $6,475 | $3,945+64.1% | $5,943+8.9% | $4,645+39.4% |