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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,131 | $70,486+436.5% | $100,535+276.1% | $79,856+373.5% |
| Participation rate | 100.0% | 73.6%+26.4pp | 79.4%+20.6pp | 69.6%+30.4pp |
| Annual return | 11.95% | 21.90%-9.9pp | 30.90%-18.9pp | 31.71%-19.8pp |
| Employer contribution / active EE | $9,798 | $2,165+352.7% | $3,419+186.6% | $2,471+296.5% |
| Participant deferral / active EE | $7,545 | $5,182+45.6% | $6,271+20.3% | $3,741+101.7% |
| Admin fee / account holder | $10,648 | $4,480+137.7% | $8,085+31.7% | $5,306+100.7% |