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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,167 | $68,398+360.8% | $94,664+232.9% | $75,173+319.3% |
| Participation rate | 100.0% | 76.1%+23.9pp | 80.8%+19.2pp | 67.2%+32.8pp |
| Annual return | 10.51% | 616.72%-606.2pp | 156.84%-146.3pp | 160.72%-150.2pp |
| Employer contribution / active EE | $10,447 | $2,701+286.8% | $3,673+184.4% | $2,671+291.2% |
| Participant deferral / active EE | $12,500 | $6,537+91.2% | $7,417+68.5% | $4,126+202.9% |
| Admin fee / account holder | $120,008 | $5,324+2154.0% | $7,222+1561.8% | $5,651+2023.8% |