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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,205 | $58,600+393.5% | $83,327+247.1% | $64,173+350.7% |
| Participation rate | 100.0% | 72.0%+28.0pp | 77.8%+22.2pp | 69.6%+30.4pp |
| Annual return | -2.17% | 9.66%-11.8pp | 10.64%-12.8pp | 7.63%-9.8pp |
| Employer contribution / active EE | $9,291 | $2,098+342.8% | $3,379+175.0% | $2,381+290.2% |
| Participant deferral / active EE | $7,119 | $4,656+52.9% | $5,565+27.9% | $3,470+105.2% |
| Admin fee / account holder | $6,965 | $9,282-25.0% | $7,540-7.6% | $4,887+42.5% |