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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,565 | $63,365+439.0% | $91,994+271.3% | $72,976+368.1% |
| Participation rate | 97.0% | 72.5%+24.5pp | 78.6%+18.3pp | 69.5%+27.5pp |
| Annual return | 16.34% | 35.35%-19.0pp | 69.04%-52.7pp | 81.02%-64.7pp |
| Employer contribution / active EE | $9,849 | $2,116+365.6% | $3,453+185.3% | $2,440+303.6% |
| Participant deferral / active EE | $7,641 | $4,883+56.5% | $5,924+29.0% | $3,608+111.8% |
| Admin fee / account holder | $9,775 | $4,670+109.3% | $7,744+26.2% | $5,124+90.8% |