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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,268 | $91,525+27.0% | $130,026-10.6% | $75,181+54.7% |
| Participation rate | 91.4% | 71.4%+19.9pp | 78.5%+12.9pp | 67.2%+24.2pp |
| Annual return | 3.93% | -631.40%+635.3pp | -137.26%+141.2pp | 160.69%-156.8pp |
| Employer contribution / active EE | $6,474 | $2,844+127.6% | $4,321+49.8% | $2,671+142.4% |
| Participant deferral / active EE | $2,576 | $4,342-40.7% | $5,821-55.7% | $4,126-37.6% |
| Admin fee / account holder | $2,934 | $6,778-56.7% | $10,608-72.3% | $5,650-48.1% |