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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,375 | $91,559+21.6% | $133,971-16.9% | $79,852+39.5% |
| Participation rate | 95.8% | 73.3%+22.5pp | 79.8%+16.0pp | 69.6%+26.2pp |
| Annual return | 9.80% | 61.85%-52.1pp | 45.09%-35.3pp | 31.72%-21.9pp |
| Employer contribution / active EE | $7,322 | $2,384+207.2% | $3,919+86.9% | $2,471+196.3% |
| Participant deferral / active EE | $3,402 | $3,734-8.9% | $5,047-32.6% | $3,740-9.0% |
| Admin fee / account holder | $4,531 | $6,321-28.3% | $8,929-49.3% | $5,306-14.6% |