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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,898 | $83,485+12.5% | $125,192-25.0% | $72,975+28.7% |
| Participation rate | 91.4% | 73.3%+18.1pp | 79.8%+11.6pp | 69.5%+21.9pp |
| Annual return | -0.36% | 25.77%-26.1pp | 43.79%-44.1pp | 81.01%-81.4pp |
| Employer contribution / active EE | $5,808 | $2,346+147.6% | $3,866+50.2% | $2,440+138.0% |
| Participant deferral / active EE | $3,161 | $3,586-11.9% | $4,937-36.0% | $3,608-12.4% |
| Admin fee / account holder | $2,393 | $5,518-56.6% | $9,704-75.3% | $5,124-53.3% |