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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,700 | $69,977+16.8% | $108,582-24.8% | $62,881+29.9% |
| Participation rate | 96.1% | 72.9%+23.2pp | 79.6%+16.5pp | 69.3%+26.8pp |
| Annual return | 3.85% | 10.73%-6.9pp | -51.70%+55.5pp | 20.14%-16.3pp |
| Employer contribution / active EE | $6,008 | $2,135+181.4% | $3,758+59.9% | $2,281+163.4% |
| Participant deferral / active EE | $3,349 | $3,165+5.8% | $4,311-22.3% | $3,203+4.5% |
| Admin fee / account holder | $17,834 | $5,076+251.3% | $7,645+133.3% | $4,296+315.2% |