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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,943 | $78,707+10.5% | $117,861-26.2% | $70,126+24.0% |
| Participation rate | 88.1% | 73.2%+14.9pp | 79.7%+8.5pp | 69.5%+18.6pp |
| Annual return | 7.86% | 23.30%-15.4pp | 335.11%-327.2pp | 73.15%-65.3pp |
| Employer contribution / active EE | $5,467 | $2,223+145.9% | $3,786+44.4% | $2,343+133.4% |
| Participant deferral / active EE | $2,667 | $3,297-19.1% | $4,482-40.5% | $3,332-19.9% |
| Admin fee / account holder | $6,943 | $5,066+37.1% | $8,021-13.4% | $4,645+49.5% |