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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,075 | $166,089+10.8% | $164,928+11.6% | $145,978+26.1% |
| Participation rate | 47.6% | 82.0%-34.4pp | 78.6%-31.0pp | 80.3%-32.7pp |
| Annual return | 10.74% | 100.26%-89.5pp | 70.08%-59.3pp | 550.52%-539.8pp |
| Employer contribution / active EE | $2,265 | $5,276-57.1% | $4,343-47.8% | $4,662-51.4% |
| Participant deferral / active EE | $4,539 | $6,961-34.8% | $6,034-24.8% | $6,690-32.1% |
| Admin fee / account holder | $69,709 | $16,641+318.9% | $12,684+449.6% | $13,400+420.2% |