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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,626 | $142,392+50.0% | $119,622+78.6% | $134,532+58.8% |
| Participation rate | 50.0% | 82.8%-32.8pp | 79.3%-29.3pp | 81.2%-31.2pp |
| Annual return | -14.52% | -12.46%-2.1pp | -14.98%+0.5pp | 418.27%-432.8pp |
| Employer contribution / active EE | $2,525 | $5,224-51.7% | $4,232-40.3% | $4,741-46.7% |
| Participant deferral / active EE | $5,193 | $6,467-19.7% | $5,601-7.3% | $6,401-18.9% |
| Admin fee / account holder | $21,039 | $13,593+54.8% | $10,328+103.7% | $11,429+84.1% |