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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,624 | $162,821+38.0% | $133,978+67.7% | $158,982+41.3% |
| Participation rate | 52.9% | 83.2%-30.3pp | 79.8%-26.9pp | 82.0%-29.0pp |
| Annual return | 14.31% | 41.95%-27.6pp | 45.10%-30.8pp | 302.99%-288.7pp |
| Employer contribution / active EE | $2,132 | $4,976-57.2% | $3,919-45.6% | $4,763-55.2% |
| Participant deferral / active EE | $4,520 | $5,910-23.5% | $5,047-10.4% | $5,983-24.5% |
| Admin fee / account holder | $978 | $11,742-91.7% | $8,930-89.1% | $11,252-91.3% |