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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,101 | $144,130+47.2% | $117,861+80.0% | $147,586+43.7% |
| Participation rate | 50.0% | 83.4%-33.4pp | 79.7%-29.7pp | 82.8%-32.8pp |
| Annual return | 15.05% | 531.20%-516.1pp | 335.11%-320.1pp | 578.59%-563.5pp |
| Employer contribution / active EE | $2,008 | $4,897-59.0% | $3,786-47.0% | $4,876-58.8% |
| Participant deferral / active EE | $5,029 | $5,316-5.4% | $4,482+12.2% | $5,439-7.5% |
| Admin fee / account holder | $1,507 | $10,887-86.2% | $8,021-81.2% | $10,886-86.2% |