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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,378 | $152,592+34.6% | $125,180+64.1% | $152,885+34.3% |
| Participation rate | 52.6% | 83.3%-30.7pp | 79.8%-27.2pp | 82.5%-29.8pp |
| Annual return | 19.54% | 54.84%-35.3pp | 43.79%-24.3pp | 345.39%-325.8pp |
| Employer contribution / active EE | $1,948 | $4,947-60.6% | $3,866-49.6% | $4,763-59.1% |
| Participant deferral / active EE | $4,166 | $5,868-29.0% | $4,937-15.6% | $5,851-28.8% |
| Admin fee / account holder | $1,058 | $13,435-92.1% | $9,703-89.1% | $11,598-90.9% |