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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,629 | $76,551+143.8% | $123,894+50.6% | $62,881+196.8% |
| Participation rate | 90.6% | 73.0%+17.6pp | 81.4%+9.2pp | 69.3%+21.3pp |
| Annual return | 8.23% | 18.68%-10.4pp | 47.52%-39.3pp | 20.14%-11.9pp |
| Employer contribution / active EE | $6,044 | $2,882+109.7% | $4,617+30.9% | $2,281+165.0% |
| Participant deferral / active EE | $11,788 | $4,840+143.6% | $5,984+97.0% | $3,203+268.0% |
| Admin fee / account holder | $5,976 | $4,826+23.8% | $8,357-28.5% | $4,296+39.1% |