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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,824 | $98,776+192.4% | $149,745+92.9% | $79,856+261.7% |
| Participation rate | 88.7% | 75.8%+12.9pp | 82.5%+6.2pp | 69.6%+19.0pp |
| Annual return | 20.88% | 27.38%-6.5pp | 276.72%-255.8pp | 31.71%-10.8pp |
| Employer contribution / active EE | $7,917 | $3,217+146.1% | $4,646+70.4% | $2,471+220.4% |
| Participant deferral / active EE | $13,140 | $5,681+131.3% | $6,843+92.0% | $3,741+251.3% |
| Admin fee / account holder | $42,270 | $6,053+598.4% | $9,312+353.9% | $5,306+696.6% |