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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,156 | $105,210+204.3% | $159,487+100.7% | $85,851+272.9% |
| Participation rate | 92.9% | 75.8%+17.1pp | 82.8%+10.0pp | 69.3%+23.5pp |
| Annual return | 17.69% | 45.08%-27.4pp | 263.71%-246.0pp | 318.63%-300.9pp |
| Employer contribution / active EE | $6,792 | $3,319+104.6% | $4,831+40.6% | $2,565+164.7% |
| Participant deferral / active EE | $11,917 | $5,946+100.4% | $7,354+62.1% | $3,952+201.5% |
| Admin fee / account holder | $15,354 | $6,934+121.4% | $10,804+42.1% | $6,261+145.2% |