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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,007 | $99,875+306.5% | $146,866+176.4% | $86,983+366.8% |
| Participation rate | 98.0% | 75.8%+22.2pp | 82.5%+15.5pp | 69.5%+28.4pp |
| Annual return | 17.89% | 28.10%-10.2pp | 102.85%-85.0pp | 25.83%-7.9pp |
| Employer contribution / active EE | $9,307 | $3,224+188.7% | $4,425+110.3% | $2,584+260.1% |
| Participant deferral / active EE | $14,567 | $6,322+130.4% | $7,759+87.7% | $4,194+247.4% |
| Admin fee / account holder | $23,728 | $7,838+202.7% | $13,620+74.2% | $7,856+202.0% |