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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,584 | $82,678+204.3% | $125,391+100.6% | $68,490+267.3% |
| Participation rate | 93.9% | 75.1%+18.8pp | 82.4%+11.5pp | 67.9%+26.0pp |
| Annual return | -21.33% | -5.97%-15.4pp | 572.41%-593.7pp | -7.85%-13.5pp |
| Employer contribution / active EE | $8,391 | $3,382+148.1% | $4,816+74.2% | $2,597+223.1% |
| Participant deferral / active EE | $13,437 | $6,111+119.9% | $7,448+80.4% | $4,028+233.6% |
| Admin fee / account holder | $31,826 | $6,277+407.0% | $10,009+218.0% | $5,403+489.1% |